What Is Louisiana’s “No Pay, No Play” Law?

To deter drivers from operating vehicles without the minimum amount of auto insurance, Louisiana has implemented a “No Pay, No Play” law. This law prohibits uninsured drivers from recovering damages when they suffer injuries due to another driver’s negligence.

The law states that uninsured accident victims cannot recover the first $15,000 of damages for injuries. The law includes some exceptions, including drunk driving accidents, hit-and-run accidents, and accidents caused by out-of-state drivers.