Who is Liable Following a Car Accident?

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When it comes to determining who should be held responsible for damages after a Louisiana car accident, it’s the civil courts that take charge. These courts have the power to find one or even multiple parties liable for causing the car accident. 

This is why you may need a car accident lawyer by your side, someone who understands the legal landscape and can guide you through the process with their expertise. Our Louisiana car accident lawyers at Gordon McKernan Injury Attorneys can help gather all the facts together before going to court in order for you to get the most compensation possible!

Shared Liability Car Accident

It’s possible that you could be found responsible for the partial causation of the accident. In this case, the court may still award you with some of the compensation for the opposing party’s damages.

To clarify, in a shared liability car accident, both parties involved share the responsibility for the incident. This means that each party may be held partially accountable for the damages and injuries caused. The degree of shared liability is determined based on the specific circumstances of the accident, such as negligence or traffic violations committed by each driver.

Insurance companies and legal authorities assess the evidence and statements from both parties to determine the percentage of liability attributed to each individual.

Release of Liability Car Accident

A release of liability in a car accident refers to an agreement or document signed by one party, usually the injured party, stating that they will not pursue further legal action or seek compensation for damages resulting from the accident. 

This release is often obtained when the liable party’s insurance company offers a settlement or compensation to the injured party, and in return, the injured party agrees not to file a lawsuit. Caution: It’s important to carefully consider the terms and consequences before signing a release of liability, as it may prevent future claims or legal recourse.

What Does Liability Insurance Cover in a Car Accident

Liability insurance coverage in a car accident typically refers to the coverage provided by a person’s auto insurance policy to compensate for damages and injuries caused to others in an accident for which they are found legally responsible. 

It includes two primary components: bodily injury liability and property damage liability. 

Bodily injury liability covers:

  • medical expenses, 
  • lost wages, 
  • pain and suffering, 
  • and legal costs for injuries sustained by others involved in the accident. 

Property damage liability covers the repair or replacement costs of other individuals’ vehicles or property damaged in the accident. Liability insurance generally does not cover the insured person’s own injuries or vehicle damages.

Who is Liable Following a Car Accident: Determining Liability

Determining liability in a car accident involves a comprehensive examination of various factors, such as:

  • eyewitness testimonies, 
  • police reports, 
  • photographs, 
  • video footage,
  • and expert opinions. 

Furthermore, insurance companies and legal professionals consider factors like traffic laws, road conditions, driver behavior, and any evidence of negligence or misconduct. They assess the sequence of events leading up to the accident and evaluate the actions of each driver involved. 

Remember: Liability can be assigned to one or more parties involved, or it can be deemed as shared liability, depending on the circumstances. The ultimate determination of liability may be made through negotiations, mediation, or, if necessary, by a court of law.

Who is Liable Following a Car Accident: Denying Liability Car Accident

In some car accidents, the parties involved may deny liability for various reasons. When liability is denied, it means that one or both parties claim they are not at fault for the accident

This can lead to disputes and complications in settling the matter. Insurance companies and legal professionals investigate the accident thoroughly, reviewing available evidence and statements from witnesses to establish liability. 

If liability cannot be determined or if both parties remain steadfast in denying fault, the case may need to be resolved through legal channels, such as a civil lawsuit, where a court will ultimately decide the liability.

Car Accident Liability Dispute: What to Know

A car accident liability dispute arises when the parties involved cannot agree on who is responsible for the accident or the degree of shared liability. In such cases, insurance companies, legal representatives, or mediators may get involved to facilitate negotiations and reach a resolution. They examine:

  • the available evidence, 
  • interview witnesses, 
  • analyze police reports, 
  • and assess any relevant documentation to determine liability. 

If a settlement cannot be reached through negotiation or mediation, the dispute may proceed to court, where a judge or jury will make a final determination regarding liability and any resulting compensation or damages.

Car Accident? Get Gordon and Get it Done Today!

If you or a loved one have been involved in a car accident, don’t hesitate to reach out to the dedicated car accident lawyers at our law firm. They are here to provide you with the compassionate support and expert legal guidance you need during this challenging time. 

We have 10 locations and 679+ years of combined legal experience. Call us today for a FREE consultation and let us fight for the justice and compensation you deserve!

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