Louisiana requires all drivers to carry auto insurance policies that include uninsured motorist and uninsured motorist coverage. In most cases, drivers will have the same amount of UI/UM coverage as they do for bodily injury liability (BIL) coverage; however, policyholders can carry the bare minimum of $15,000.
If an uninsured driver caused an accident, then you can likely file a claim under your own uninsured motorist insurance policy to recover damages up to your policy limit. Once you have exhausted your policy limit, you may have to sue the driver, or some other liable party, for additional compensation.
Hiring an experienced car accident injury lawyer gives you the best shot at securing the maximum compensation available for your pain and suffering.
Head Trauma & Car Accidents: The Risks of Being Hit by an Uninsured Driver
Car accidents can be a traumatic experience, and unfortunately, head injuries are not uncommon in such events. Head trauma resulting from car accidents can vary in severity, from mild concussions to more severe brain injuries.
Head injuries from car accidents can occur in several ways. The most common cause of head trauma is a direct impact on the head, such as hitting your head on the steering wheel, dashboard, or window. The impact can cause your brain to move within your skull, resulting in a traumatic brain injury (TBI).
Symptoms of head trauma resulting from a car accident:
Symptoms of head trauma resulting from a car crash can vary, depending on the severity of the injury. Some common symptoms include
- Headaches
- Dizziness
- Confusion
- Memory loss
- & difficulty concentrating
In more severe cases, symptoms can include
- Seizures
- Coma
- Loss of consciousness
- & a skull fracture
It’s crucial to seek medical attention immediately if you or anyone involved in a car accident experiences symptoms of head trauma. Caution: Delaying treatment can result in more severe and long-lasting effects, including permanent brain damage or even death.
5 Steps to Take after an Accident with an Uninsured Driver
🚨 Call the Police
It’s important to call the police immediately after the accident. Even if the other driver is uninsured, it’s still a good idea to have an official report of the accident.
The police will help document the scene, collect evidence, and file a report. The report can be valuable evidence in any future legal proceedings.
📋 Gather Information
Exchange info with the other driver involved in the accident, including their name, contact information, license plate number, and insurance details.
Take pictures of property damage and any injuries sustained. Additionally, take note of the time, date, and location of the accident.
🚑 Seek Medical Attention
Even if you feel fine, you should still get checked out by a medical professional. Some injuries may not be immediately apparent, but it’s better to be safe than sorry.
📞 Notify Your Insurance Company
Contact your car insurance company as soon as possible to report the accident.
Your insurance company can help guide you through the claims process and provide you with advice on how to proceed. They may also be able to provide insurance coverage for some of the damages and injuries sustained in the accident.
💼 Consider Legal Action
If the uninsured driver is at fault and you have sustained significant damages, consider taking legal action.
Get a FREE consultation with a car accident lawyer at who can advise you on your legal rights and options. You may be able to recover compensation for medical bills, lost wages, and other damages.
Car Accident with an Uninsured Driver? Get Gordon!
Accidents involving uninsured drivers can be a difficult experience, but knowing what to do next can make a big difference.
Remember to call the police, gather information, seek medical attention, notify your insurance company, and get in touch with a car accident lawyer at our firm if necessary. By doing so, you can ensure that you’re taking the right steps toward recovery and getting the compensation you deserve.
Even better, you won’t owe us anything unless we WIN your case, it’s our G Guarantee!
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