Auto insurance is not only important to have for the security of yourself and other drivers on the road, it is required by Louisiana law. Excepting certain very specific cases, such as parade floats, the state’s Department of Transportation and Development mandates that all motor vehicle drivers have car insurance and carry proof of that coverage in their automobile at all times. Despite these clearly set regulations, many people operate cars, trucks and motorcycles without insurance coverage. This unfortunate reality puts both the uninsured individual as well as other drivers at risk if they are involved in a wreck. The uninsured driver will likely face legal ramifications and if the accident caused injuries, they may even have to contend with a lawsuit. For the injured parties, they will be forced to deal with the difficult process of attempting to get compensation for the resulting damages and medical costs caused by the uninsured driver. When you are the victim of a crash with an uninsured motorist, seeking the help of an auto accident attorney in Lafayette will help make your road to recovery easier by managing your legal claims and making sure you receive fair compensation for your losses.
Let An Auto Accident Attorney in Lafayette Handle Your Claim
The expert Lafayette law firm of Gordon McKernan Injury Attorneys has more than three decades of experience with all types of traffic collisions involving uninsured drivers. If you have suffered injuries and incurred damages in an accident with an uninsured driver, the team of personal injury lawyers at Gordon McKernan Injury Attorneys can help you determine the legal options to pursue. Contact an auto accident attorney in Lafayette at 337-999-9999 to learn more about your rights. Our skilled Lafayette injury lawyers will review the facts of your case for free and help you decide next steps. With over 45 auto accident case settlements of at least a million dollars or more, Gordon McKernan Injury Attorneys is a Lafayette law firm with a reputation for hard work, compassion and success for accident victims. Come see us at our office located at 1602 West Pinhook Road, Suite 210 in Lafayette, Louisiana.
Understand Your Rights and Legal Options After A Car Wreck
The primary legal avenue available to those hurt by an uninsured driver is to bring a formal lawsuit against the driver for damages. In these circumstances, it is best to have the guidance of an auto accident attorney in Lafayette who has expertise in navigating tort laws. Suing another driver to recover losses is a complicated and sometimes lengthy process. If you win your case, the court can order the uninsured driver to pay damages. However, if the driver is unable to pay, you will be responsible for paying out-of-pocket for your expenses. For this reason, it is advisable to have a Lafayette lawyer help you research the driver’s financial assets in advance of a lawsuit. Another proactive option to protect yourself in the event you are involved in a car wreck with an uninsured individual is to purchase uninsured motorist coverage. When you are evaluating your car insurance choices, it may be a good idea to consider purchasing this type of auto coverage. After an accident, you will be able to file an uninsured driver claim with your own insurance company and possibly receive compensation for losses through this route. Even with this coverage, you may also still wish to sue the uninsured driver in addition to filing a claim with your insurer.