How Much Can Someone Sue for a Car Accident?

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When it comes to how much can someone sue you for a car accident, the average car accident settlement for severe injuries is over $41,000

However, it depends on the types of injuries, damages, and losses a victim has sustained, and the degree of negligence on the part of others who were involved in the accident. Some car accidents can be worth millions, while others can range between $10,000-$15,000.

No two car accident settlements in Louisiana are alike, but an experienced car accident lawyer at Gordon McKernan Injury Attorneys can help you assess your losses and determine the worth of your injury claim.

How Much Can You Sue An Insurance Company for a Car Accident?

If you were involved in a car accident, it’s not uncommon to wonder, “How much can I sue for a car accident?” 

You can typically sue the insurance company for the amount of your damages up to the coverage limits. The coverage limits vary depending on the type of insurance involved.

In the State of Louisiana, If the at-fault driver has insurance, the injured party can file a claim with their insurance company to seek compensation for damages such as medical bills, lost wages, and property damage.

Liability Insurance: How Much Can You Sue For in a Car Accident

According to Louisiana Law, the minimum liability insurance requirements for drivers are as follows:

  • $15,000 for bodily injury or death of one person in an accident
  • $30,000 for bodily injury or death of more than one person in an accident 
  • $25,000 for property damage per accident

FYI: These are only minimum requirements, so drivers have the option to choose higher coverage limits to better protect themselves in the event of a car accident.

What if the At-Fault Driver is Uninsured?

If the at-fault driver doesn’t have the required insurance, you may sue the driver. However, it’s important to note that if the driver doesn’t carry insurance, there’s a chance they may not have assets to collect, so suing may not always be beneficial.

The good news is that our attorneys at Gordon McKernan Injury Attorneys can help you find other options by looking for liable third parties and filing an uninsured report on the driver with the DMV. 

Uninsured Motorist Coverage

In addition to liability coverage, Louisiana drivers are required to carry uninsured motorist coverage. The minimum uninsured motorist coverage requirements are as follows:

  • $15,000 per person for bodily injury
  • $30,000 per accident for bodily injury

It’s recommended to purchase as much insurance as you can afford. In the event of an accident in Baton Rouge or a nearby city, the insurance company is only required to pay up to the coverage limits. So, if your injuries are severe, the minimum coverage amounts may not cover your medical bills.

How Can a Car Accident Attorney Help with My Claim?

Car accidents can leave victims and their families with hefty medical bills and other damages that can take months or even years to recover from. On top of that, if an injured person can’t work, it can make the financial burdens difficult to bear. As soon as you can after your car accident, get in touch with a personal injury lawyer at Gordon McKernan Injury Attorneys by calling 888.501.7888 for a FREE consultation. We won’t stop until our clients receive what they’re owed—that’s why we offer the G Guarantee: we don’t get paid until you do!