What Is the Average Settlement for a Minor Car Accident?

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There’s no average minor car accident settlement amount for any car accident claim or any other type of personal injury case, because every case is different. There are simply too many variables in any injury claim to reliably estimate what your case might be worth.

That’s why it’s important to call an experienced car accident attorney at 888.501.7888 for a free consultation about your injury settlement. By doing so, we can learn the details of your case and get you the maximum amount of compensation you deserve.

What is a Minor Car Accident?

Minor crashes aren’t defined in Louisiana’s legal system, nor are minor injuries. However, Louisiana does have a legal definition of serious injury in Revised Statute 14:102.12:

Serious bodily injury” means bodily injury which involves unconsciousness, extreme physical pain or protracted and obvious disfigurement, or protracted loss or impairment of the function of a bodily member, organ, or mental faculty, or a substantial risk of death.”

Even if you didn’t experience any of these injuries, you can still be negatively impacted for the rest of your life. You could require full- or part-time assistive care, ongoing physical therapy, or assistive devices. You could be left unable to work in the same capacity as before your accident, affecting your future income. You could also be traumatized from your accident, requiring mental help or medication.

How Settlements Are Calculated

The actual calculation of a settlement amount for a minor car accident can be complex and depends on the specific circumstances of the accident

In general, settlements are calculated by adding up all of the damages resulting from the accident, including medical expenses, property damage, lost wages, and pain and suffering, and then applying a multiplier based on the severity of the injuries.

Factors that Affect a Minor Car Accident Settlement Amount

As a car accident victim, when it comes to determining the settlement amount for a minor car accident, there are several factors that come into play. These include:

1. Severity of Injuries

If any injuries resulted from the car crash, the severity of those injuries will be a major factor in determining the settlement amount. However, the average car accident settlement for severe injuries will generally result in higher settlements.

2. Medical Expenses

The cost of medical treatment for any pain and suffering sustained in the accident will be taken into account when determining the settlement amount. 

Medical expenses from a minor car accident may include: emergency room visits, diagnostic tests, doctor’s visits, medications, medical equipment, rehabilitation, and more. It’s crucial to keep track of all medical expenses, even if they seem minor, as they may be recoverable with help from a personal injury attorney.

3. Property Damage

The extent of property damage to the vehicles involved in the accident will also be considered when calculating the settlement amount.

4. Insurance Coverage & Comparative Negligence

The insurance companies from both parties involved in the accident will also be a factor in determining the settlement amount.

If both parties are found to be partially at fault for the accident, the settlement amount may be reduced based on the percentage of fault assigned to each party.


All of these costs can be covered by compensation from a minor car accident settlement. An experienced personal injury lawyer with Gordon McKernan Injury Attorneys can help you prepare your claim to maximize your compensation.

Proving Liability in a Minor Car Accident Case: Get Gordon!

If you’ve been involved in a minor car accident, it’s important to understand the factors that go into determining the settlement amount. By taking into account the severity of injuries, medical expenses, property damage, insurance coverage, and comparative negligence, you can get a better idea of what kind of settlement you might expect. Even if you’ve been in a minor car accident, you need a lawyer to ensure you get the compensation you deserve. A “minor” accident can cause injuries that end up being life-threatening, so call Gordon McKernan Injury Attorneys today at 888.501.7888. Plus, thanks to the G Guarantee, you won’t pay a dime unless we win your case!