Head On Collision Lawyer in New Orleans
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A head-on collision is one of the most severe crashes a person can survive. When two vehicles strike front to front, their speeds combine. The force that follows breaks bones, injures the brain, and changes lives in a matter of seconds.
Survivors deal with far more than physical pain. Medical bills stack up fast. Paychecks stop. Insurance adjusters often start calling before the bruises fade.
At Gordon McKernan Injury Attorneys, our head-on collision attorneys have helped thousands of injured Louisianans get back on their feet. We have recovered approximately $3 Billion for accident victims and their families, including 230+ Million dollar verdicts and settlements.
If a head-on crash hurt you or someone you love in New Orleans, Metairie, or Kenner, we are ready to fight for you. You pay nothing upfront.
Types of Head On Collision Accident Injuries Our New Orleans Lawyers Handle
Some injuries announce themselves right away with sharp, obvious pain. Others stay quiet for days and then take over your life. We treat both as serious, because insurance companies rarely do.
A head-on crash sends force straight through the front of the cabin, so the injuries tend to be severe and expensive. Many of our clients need surgery, months of therapy, or lifelong care.
Here are the injuries we see most often:
- Second Degree Burn
- Third Degree Burn
- Muscle Strain
- Electrical Burn Injury
- Contusion Injury
- Chemical Burn
- Sprain
- Skull Fracture
- Shoulder Injury
- Collapsed Lung
- Organ Damage
- Lacerations and Abrasions
- Concussion
- Knee Injury
- Internal Bleeding
- Hip Fracture
- Herniated Disc
- Catastrophic Injury
- Wrongful Death
- Chronic Pain
- Internal Injuries
- Brain Injury
- Neck injury
- Soft Tissue Injury
- Paralysis Injury
- Whiplash
- Pain & Suffering
- Broken Bones
- Burn Injury
- And More ...
New Orleans Head On Collision Statistics
Traffic engineers group head-on crashes under a broader heading called lane departures. Louisiana loses hundreds of people to these crashes every single year. The figures below come from the state’s official crash data over a single year.
753
people killed in Louisiana traffic crashes
315
passenger vehicle occupants killed in lane departure crashes
1,111
people seriously injured in those lane departure crashes
Mistakes to Avoid After a Head On Collision in New Orleans
Small missteps in the first few days can cost you thousands later. Try to avoid these:
- Apologizing or admitting fault at the scene
- Putting off medical treatment
- Posting about the crash on social media
- Giving the insurance adjuster a recorded statement without a lawyer
- Letting your vehicle be repaired or scrapped before it is inspected
- Accepting the first settlement offer
- Waiting too long to file your claim
If you have already done one of these, do not panic. Call us. An attorney can review your situation and explain what options may still be available
Why Head On Collisions Are So Dangerous
You may have heard that two cars hitting head-on at 45 miles per hour crash with the force of a 90 mile per hour wreck. That is not how it works. When two similar cars traveling the same speed meet front to front, each one stops about as hard as it would hitting a fixed barrier at 45. Crash test engineers rely on that fact, because running one car into a barrier recreates a head-on between two matched vehicles.
That is still a punishing amount of force. Cars are engineered to protect people in this exact crash at around 40 miles per hour, and above that the protection drops off quickly. The Insurance Institute for Highway Safety crash-tested vehicles at 40, 50, and 56 miles per hour using its head-on protocol. Moving from 40 to 50 was enough to sharply raise the driver’s risk of serious injury or death, even though every new vehicle since 2013 has earned a good rating at 40.
Real crashes also rarely involve two matched vehicles. Size decides a great deal. The National Highway Traffic Safety Administration studied fatal 2023 crashes between a passenger car and a light truck. In head-on impacts, an occupant was killed in the car about 2.9 times as often as in the truck.
Closing speed still matters, just not the way people think. Two vehicles approaching each other cover ground twice as fast, which leaves almost no time to brake or swerve. New Orleans makes that worse:
- Narrow streets and tight lanes leave almost no room to recover from a drift
- Frequent rain and fog cut visibility and traction
- Potholes and uneven surfaces push drivers across the center line
- Heavy visitor traffic means more unfamiliar drivers on unfamiliar roads
Our New Orleans car accident lawyers know these roads because we work them every day.
How New Orleans Head On Collision Lawyers Handle Your Case
From the first phone call to the final resolution, Gordon McKernan Injury Attorneys manages every step of your claim. We start with a free consultation, where we listen to what happened, explain your rights, and walk you through your options.
If you hire our firm, we may immediately begin:
- Investigating the crash scene and the roadway itself
- Collecting the police report, 911 audio, and any camera footage
- Gathering medical records and treatment documentation
- Interviewing witnesses and first responders
- Working with accident reconstruction experts
- Pulling vehicle data and maintenance records
- Identifying every liable party and every layer of insurance
- Handling all communication with the insurance companies
- Preparing your case for settlement or for trial
While we build your claim, you can focus on healing. If a commercial vehicle was involved, our New Orleans truck accident lawyers bring in the extra resources those cases demand.
Compensation You May Be Entitled To
A serious head-on crash creates losses that reach years into the future. Louisiana law lets injured victims recover for both economic and non-economic harm.
Our attorneys fight for:
- Emergency care, surgery, and hospital bills
- Future medical treatment and rehabilitation
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional distress and psychological trauma
- Permanent disability or disfigurement
- Property damage
- Wrongful death damages for surviving family members
Insurance companies often undervalue these claims because the long-term costs are hard to see early on. We build cases backed by medical evidence and expert testimony so the full picture is impossible to ignore.
Understanding Louisiana Head On Collision Laws
Louisiana has rewritten several of its injury laws in the last two years, and the changes matter a great deal for head-on crash claims. Here is what applies right now.
Statute of Limitations
- Two years to file for accidents on or after July 1, 2024
- One year for accidents that happened before that date
Comparative Fault
- If you are less than 51% at fault, your damages are reduced by your share of the blame
- If you are 51% or more at fault, you cannot recover damages at all
- This 51% rule applies to accidents on or after January 1, 2026
Minimum Liability Insurance
- $15,000 for bodily injury to one person
- $30,000 for bodily injury to more than one person in one accident
- $25,000 for damage to someone else’s vehicle or property
Louisiana law establishes minimum automobile liability insurance requirements, although available coverage depends on the policies involved and circumstances of the crash.
If You Were Uninsured
- Uninsured drivers generally cannot recover the first $100,000 of bodily injury damages
- The same $100,000 limit applies to property damage
- Narrow exceptions exist, including crashes where the other driver flees or is convicted of DWI
Fault percentages now decide whether some cases are worth anything at all. That is exactly why insurers push blame onto injured people so aggressively, and why having a lawyer early makes such a difference. Our New Orleans personal injury lawyers can explain how these rules apply to your crash date.
What to Do After a Head On Collision in New Orleans
The hours right after a head-on crash shape everything that follows. You will not be thinking clearly, and nobody expects you to. Do what you can, and let us handle the rest.
Here are the steps that protect you most:
- Call 911 right away. Louisiana requires the driver of a vehicle in a crash involving injury, death, or more than $500 in property damage to notify police immediately. Inside New Orleans, Metairie, or Kenner, that means the local police department.
- Get examined the same day. Adrenaline hides pain for hours and sometimes days. A same-day exam creates the medical record that links your injuries to the crash.
- Exchange information before anyone leaves. State law requires drivers to give their name, address, and vehicle registration number, and to show a license on request. Ask for insurance details too.
- Photograph everything you safely can. Both vehicles, the resting positions, skid marks, debris, lane markings, signs, the weather, and your visible injuries.
- Call a lawyer before you call the adjuster. The other insurer may reach you within a day. Anything you say can be used to shift blame onto you.
One thing most people do not know: your crash report is confidential under Louisiana law and released only to a short list of people, including the parties involved, their attorneys, and the insurers. Once the investigation wraps up, the agency has seven working days to release it on request, and the fee is capped. We pull that report for you, along with the evidence that never makes it into it.
Contact a Head On Collision Attorney Near Metairie Today
Injured in an Accident? Find Legal Help Near You
You do not have to face the aftermath of a head-on collision alone. The sooner you act, the more evidence we can protect and the stronger your claim becomes.
Our New Orleans office sits at 3900 Veterans Memorial Blvd., Suite 300 in Metairie, right off I-10 and easy to reach from anywhere in Orleans or Jefferson Parish. We know the Orleans Parish Civil District Court and the 24th JDC, and we know how insurers behave in both. If your injuries keep you from traveling, we will come to your home or your hospital room instead.
Call 888.501.7888 today for your free consultation.
With our No Fee Unless We Win promise, you pay nothing unless we recover compensation for you. That is the G Guarantee.
When you need results, Get Gordon, Get It Done.
Common Legal Challenges After a Head On Crash in New Orleans
These claims get complicated quickly. Victims in Orleans and Jefferson Parish routinely run into:
- Denied claims and lowball settlement offers
- Fights over who crossed the center line first
- Police reports that leave out key details
- Multiple vehicles and overlapping insurance policies
- Drivers who are uninsured or carry only minimum limits
- Medical bills that keep arriving with no end in sight
None of this is easy to handle alone. With 679+ years of combined legal experience and over 180 employees, including 130+ staff and 47 attorneys, our firm has the depth to take on the toughest cases. We also handle related crashes through our New Orleans motorcycle accident attorneys when riders are involved.
Don’t Wait — Talk to a New Orleans Head-On Collision Lawyer Today
At Gordon Mckernan Injury Attorneys, we understand that emotional and physical recovery come hand and hand after an injury or accident. We also know that you may not have the energy or time to fight with an insurance company and the complexities of your personal injury claim.
How It Works
Filing a claim with Gordon Mckernan Injury Attorneys is easy!
Simply follow the steps below.
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Fill out our quick and easy form to find out if your case qualifies. Our consultations are free and confidential, and we are here to help whether you hire us or not!
Hear From An Attorney
Our team will evaluate your case and decide on the best course of action. One of our lawyers will get back to you promptly and begin the process of winning your case!
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Get It Done!
Once your case has been evaluated and deemed a good fit for our firm, our team will go to work immediately on gathering evidence, building your case, and getting you the compensation that you deserve.
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Head On Collision Lawyer in New Orleans Blog Posts
Office Locations
Denham Springs Office
163 Del Orleans Ave., Denham Springs, LA 70726
Gonzales Office
220 S. Burnside Ave. Gonzales, LA 70737
New Orleans Office
3900 Veterans Memorial Blvd. STE 300 Metairie, LA 70002
Zachary Office
4361 Main St. Zachary, LA 70791
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